Urine diversion in toilets is a promising strategy to maximise nutrient recovery and produce low-cost urine-derived fertilisers. There are various methods for nutrient recovery from urine, including precipitation and adsorption onto porous media, such as biochars. This study uses faecal-derived biochars to produce and, for the first time, comprehensively characterise enriched biochar fertilisers with the addition of fully hydrolysed undiluted human urine. The evolution of urea hydrolysis and nutrient content during urine storage was initially investigated over a 6-month storage period and NH4+ adsorption mechanisms studied under varying biochar doses and NH4-N concentrations. The process was further optimised by adding MgO to induce precipitation reactions, enabling the combined recovery of NH4+ and P. For NH4+ adsorption, experimental data exhibited a good fit to both the Freundlich (R-2 = 0.989) and Langmuir (R-2 = 0.974) isotherm models and the rate of the reaction was well described by a pseudo 2nd order kinetics model (R-2 = 0.988). The NH4+ uptake was rapid during the initial 2 h of the reaction and the adsorption process reached completion after 24 h. The NH4-N adsorption capacity of the faecal-derived biochar was 19.8 mg/g and the main adsorption mechanism identified was ion exchange (K+ <-> NH4+), as confirmed by XRD and ICP-OES. The effect of different biochar doses (0, 25, 50, 100 g/L) and MgO addition scenarios (Mg:P = 0, 1.5, 4) on N and P recovery showed that the combination of MgO (Mg:P = 1.5) with the lower biochar dose (25 g/L) produced the most NP-rich fertiliser product which was easily separated from the urine. Faecal-derived biochar had a limited adsorption capacity for P, with precipitation being the main mechanism for P recovery. When MgO was added to urine, >98% of total P was recovered via precipitation of struvite/struvite-K and substituted hydroxyapatite, as identified via SEM-EDX. Faecal-derived biochar was a successful carrier to recover the P-containing precipitates and facilitate liquid-solid separation after treatment. The findings of this study provide proof-of concept for the systemic management of source separated human excreta and pave the way for the production of marketable waste-derived fertilisers from on-site sanitation systems.